Have you thought about your Retirement?

We all want to still live life to the fullest after 20 to 40 years of working, go to the places we want and fulfill our bucket list without breaking our bank.

So, we work hard and try to save as much money as possible until we retire, then we spend
our time on relaxing or putting up and growing our own business.

But, in most cases, after retirement our bodies aren’t as healthy as they are when we were younger, and we have now expenses that aren’t there before, like: Maintenance medicines and health issues, at this age we wish that an insurance policy will cover your health needs.
In this case it will be very difficult to qualify for a policy at your age, and you’ll need to undergo through medical test and if you qualify you’ll pay much higher premium and at the end of the day you’ll find yourself barely making it through with your government pension.

This is the hard and sad truth about life after retirement of most employees.

Maybe you’re thinking, “What can I do to have a better life after retirement?”

You can make your retirement better for you and your family thru Life Basix plan at AXA Philippines.

What is Life Basix?

Basically, it is a VUL or also known as Variable Unit Linked.

It’s like a Savings Account but with more features and benefits that will surely serve you and your loved ones.

It has 3 components.

1.       Savings – to gradually build up your future retirement fund 

2.       Investment – portion of your premium is allocated to funds designated to grow your investment

3.       Insurance - a lump-sum cash benefit is provided to your family in case of your ultimately demise

Traditional Savings account vs. VUL account.

Traditional Savings	Variable Unit Link
ü  For short term investment              X Offers 0.25 to2.00%              interest              X Taxable              X Doesn’t beat inflation               (you lose some amount)	X    Long Term investment ü  Offers 15-18% interest ü  Non- taxable ü  Death benefit ü  Health benefit ü  Beats inflation (you gain more than you save)

When you save money thru a Savings Account or Time Deposit, your bank will usually invest your money on stock market, then they will give you an annual interest of 0.25 – 2.00% per year.

Now, let’s see how much your money grow in a Saving or time deposit account.

Which one do you want, Savings account or a VUL account?

I know your answer, so let’s make you a proposal based on your needs.

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